Don't Let Unpaid Invoices Damage Your Business
Late and non-payment is a persistent problem for businesses across Scotland and the UK. Whether you're a sole trader chasing a single invoice or a company with multiple outstanding accounts, unpaid debts tie up your cash flow and consume valuable time.
Meridian CPL provides professional, ethical debt recovery services. We investigate the circumstances, engage with debtors on your behalf, and pursue all reasonable avenues to recover what you're owed—while maintaining the professional standards that protect your reputation.
Our mediation-first approach resolves many debts without legal action, preserving business relationships and reducing costs.
Our Debt Recovery Services
A comprehensive approach to recovering outstanding payments
Invoice Investigation
Thorough review of outstanding invoices, contracts, and payment history to build a clear picture of what is owed and establish the strength of your claim.
Professional Mediation
Skilled negotiation with debtors to reach amicable payment arrangements that preserve business relationships where possible.
Persistent Follow-Up
Systematic contact campaigns via phone, email, and letter to ensure your invoice remains a priority for the debtor.
Legal Pathway Guidance
When mediation fails, we guide you through the legal options including Small Claims Court, Sheriff Court procedures, and statutory demands.
Asset Tracing
Identification of debtor assets to assess recovery viability and inform enforcement decisions.
Payment Plan Monitoring
Ongoing management of agreed payment plans to ensure debtors honour their commitments.
Industries We Serve
We help businesses across all sectors recover outstanding payments
Client Services & Consulting
Professional services firms often face delayed or non-payment after delivering projects.
- Consultancy fees unpaid after project completion
- Legal or accounting services rendered but not settled
- Design and creative work delivered without payment
- Training and coaching services left unpaid
- IT services and support contracts in arrears
Building & Construction
Construction industry disputes are common, with contractors and subcontractors frequently facing non-payment.
- Completed building works with outstanding invoices
- Subcontractor payments withheld unfairly
- Final retention payments not released
- Variation works disputed or unpaid
- Materials supplied but not paid for
Trades & Maintenance
Tradespeople often complete work in good faith only to face payment delays or disputes.
- Plumbing, electrical, or heating work unpaid
- Home improvement projects with outstanding balances
- Emergency repair call-outs not settled
- Maintenance contracts in arrears
- Vehicle repair and servicing debts
Retail & Wholesale
Business-to-business sales can result in significant outstanding debts when customers fail to pay.
- Wholesale goods delivered on credit
- Trade accounts exceeding payment terms
- Returned cheques or failed payments
- Seasonal stock supplied but not paid for
- Equipment or machinery sold on account
Logistics & Transport
Haulage and delivery companies often face cash flow issues due to late-paying clients.
- Delivery and shipping fees unpaid
- Long-haul transport invoices outstanding
- Storage and warehousing charges owed
- Courier services with unpaid accounts
- Fleet hire charges not settled
General Business Services
Any business providing services on credit can face recovery challenges.
- Recruitment fees for placed candidates
- Marketing and advertising campaigns
- Event management and catering services
- Cleaning and facilities management
- Security services rendered
Our Recovery Process
A staged approach that escalates only when necessary
Amicable Collection
Professional contact with the debtor to negotiate payment. Often resolves matters quickly without damaging relationships.
Formal Demand
Letter Before Action and statutory demands to demonstrate serious intent and establish legal groundwork.
Legal Action
Court proceedings via Small Claims (up to £5,000), Simple Procedure (up to £5,000 in Scotland), or Sheriff/County Court for larger sums.
Enforcement
If judgment is obtained, options include Sheriff Officers, attachment of earnings, or insolvency proceedings.
Why Choose Meridian CPL?
Our debt recovery service combines firm persistence with professional integrity. We understand that many outstanding debts arise from businesses in difficulty, not dishonesty—and our approach reflects that.
- Recover money owed to your business
- Preserve professional relationships through mediation
- Free up cash flow for your operations
- Avoid the stress of chasing payments yourself
- Professional representation in negotiations
- Clear guidance on legal options
- No recovery, no fee options available
- Confidential and discreet service